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Saturday, July 25, 2020

The Sunny Side of Your Golden Years


The Sunny Side of the Golden Years

Santa Claus is a testimony of what the sunny side of golden years would be like—full of fun and adventures never experienced before. If having your birthdays is no longer appealing to you, maybe you should start looking at the sunny side of your golden years.

In your golden years, you have become older but wiser—wiser being a process of becoming more of what you have been.

In your golden year, you have become more confident due to the benefits of accumulated life experiences. You should not be experiencing any identify crisis because by now you know who you are and what you want out of your life. In addition, life has taught you not to take any rejection by anyone as personal; you have come to believe that the way people treat you is no more than a reflection of their own inadequacy and insecurity.

In your golden years, you may have by now become more proactive, instead of procrastinating, because you are fully aware that your clock is ticking. An increasing awareness of how precious time is and a desire to utilize it more effectively is self-motivation not to procrastinate any more.

In your golden years, you have become more patient and less impulsive; maybe by now you have more time to yourself. With more tolerance and less impulse, you have become more rational in your thinking as well as in your behavior.

In your golden years, after decades of pushing, striving, and struggling, you have finally cooled down and attained inner tranquility without the need to excel or to shine any more.

In your golden years, you have grown mellow. Instead of looking only at the bigger picture, you have begun to shift your focus on the little fine things in life that now afford you pleasure and satisfaction of a different kind, rather than on your quest or pursuit for success in your younger years. You have learned that it is better to take things in stride, especially the bigger ones, such as life challenges. Most importantly, you have acquired the wisdom of having no need for you to be right all the time, let alone championing your beliefs and standpoints.

In your golden years, you have more free time to develop a network of both old and new friends.  Getting involved not on a career level often broadens your horizon and extends your perceptions of life.

In your golden years, you may have become more spiritual, not necessarily being connected to a specific belief system or religion; your inner spirit is simply awakened to the people and the world around you.

In your golden years, you have learned to accept the unalterable; this acceptance teaches you to live in the now, as well as to appreciate what you still have, not what you are going to lose.

To sum up, look at your golden years as your rewards and blessings, and perceive yourself as desirable and deserving.
  

Positive Facts about Aging

 

If you are over 65, you belong to the 10 percent of the U.S. population heading towards longevity. If you are one of them, continue to forge ahead with your healthy lifestyle to remain younger and healthier for longer!

Only 5 percent of individuals over 65 are confined to an institution. Being healthier for longer assures you will not be one of them!

About 95  percent  of individuals  over 65 are still healthy without chronic health problems. If you are one of them, good for you! Continue your healthy lifestyle!

Cognitive function does not decline dramatically with age. The majority of seniors are still capable of learning new skills and acquiring new information. In general, your ability to learn new things is affected not so much by your age as by your desire to learn them. Keep up with your desire, and don’t lag behind the world of information and technology! This will keep you mentally fit for longer.

Your physical strength is maintained from your biological maturity until around age 60. But physical strength and body mass are more related to disease and health than to your number of years. Continue to exercise to maintain your muscles. Use it or lose it! Be physically active and mobile to keep you younger for longer. Also, keep your good posture, which is important not only in preventing falls and improving muscular strength, but also in maintaining your youthful image and physique.

 

A Life of Leisure

 

Santa Claus is having a life of leisure: traveling and giving presents. The golden years often become a life of leisure for many seniors: traveling and playing golf. Your leisure is what you like to do because you want to do it, you look forward to doing it, you feel good about doing it, and you simply enjoy doing it.

But your life is more than just a life of leisure. Your leisure has to satisfy your inner soul or spirit as well—it needs to give you a sense of satisfaction and achievement. Man does not live by bread alone, nor does he thrive on only personal enjoyment. Your life has to be meaningful and rewarding, such that it provides you with an incentive to go on even against all odds, to make the most and the best of what has been given to you, or maybe what is left of you. It is this incentive that makes your golden years meaningful and rewarding. Always make your life purposeful, irrespective of the different phases in you life, and savor the rewards of  all your accomplishments, no matter how insignificant they may be. If you are about to retire or have already retired, do not make your retirement only a perpetual holiday. Do something about your golden years!

Myths and Truths about Aging

 

You inevitably feel much older as you advance in years. Quite the contrary, according to a 2009 Pew Research survey, many seniors feel they are as many as 10 to19 years younger, not older, than their chronological age.

Dementia is inevitable in life. But dementia is only one of the many symptoms of Alzheimer’s disease. If you don’t have the disease, you may only have senior moments, which are just momentary memory lapses. Use it or lose it. If you regularly use and exercise your brain, you will have fewer senior moments. Of course, if you do have the Alzheimer’s disease, then it is something else.

You can no longer exercise your body and mind in your 50s, 60s, and beyond.  Nothing is further from the truth than this. It is never too late to exercise, despite your aches and pains. As a matter of fact, immobility only aggravates muscle weakness and inflexibility, and thus creating a vicious circle of inactivity and pain.

If you think you are too old to give up your nicotine, think again! Research studies have indicated that most seniors are able to give up their lifelong habit of smoking in their golden years.

You can never teach an old dog new tricks. Scientists have found that the cognitive reserve in the human brain enables learning new things in the latter half of life. Whether you wish to continue to empower yourself with new knowledge in your golden years is your personal choice, and it has little to do with your mind power or your age.

Women in senior years are more likely to develop depression than men. According to National Women’s Health Resources, women in their golden years become more adventurous and more ready to look for new opportunities in life than men do. It is also a myth that depression will impair an aging body and mind. The truth of the matter is that depression is a treatable medical condition. Don’t stigmatize yourself!

Western cultures perpetuate the perception and the negative stereotypes of the elderly. Do not buy into all the negative and erroneous beliefs about growing old. If you can only remove all your negative stereotypes and myths of aging, you are well on the way to the sunny side of your golden years.

Stephen Lau
Copyright© by Stephen Lau

Wednesday, July 15, 2020

Money and Happiness


Human existence is meaningless, if it is devoid of human happiness.

Since time immemorial, man has been searching for happiness. Many believe that human wisdom holds the key to ultimate success in the quest for happiness. Hence, the pursuit of wisdom is also as old as age.

Happiness is like a carrot-and-stick to a mule—forever unattainable: the more pain inflicted on the mule, the greater desire it shows to reach out for that unreachable carrot in front. Maybe that explains the painstaking pursuit of happiness by many. Indeed, happiness is not only abstract and intangible, but also elusive and evasive.

Happiness comes in many different forms. What happiness to one individual may not be happiness to another—just as one man’s meat is another man’s poison. Happiness is uniquely personal. In addition, even if it is attainable, happiness comes and goes, just as day and night. Furthermore, no matter what, happiness has to come to an end with the expiration of life.

It is human nature to seek happiness by any means, and human wisdom is considered the most appropriate way to attaining human happiness. During the brief lifespan, humans seek their own wisdom to help them pursue their happiness that may come to them in many different forms, such as wealth, good health, satisfying relationships, successful careers and endeavors, and among others.

Sadly, the many different forms of happiness that most people crave and pursue in their lives may not bring them true and lasting happiness.

Why not? It is because there are certain myths about true happiness.

One of the myths is that happiness is about experiences. Accordingly, many use money to buy those pleasant life experiences, such as going on a vacation, throwing a party, or buying an expensive dress. The memories of those happy life experiences in the past, as well as the thoughts of those happy moments to be repeated in the future—both are unreal: the past was gone, and the future is yet to come. So, the happiness created by those memories and thoughts in the human mind is unreal and self-delusional at best.

Another happiness myth is that most happy life experiences have to do with sensual sensations, which are based on pleasures derived from the five senses: sight, sound, smell, taste, and touch. But sensations can provide only sensual pleasures—such as the excitement of new experiences, the thrill and passion of sex, or the delights of a fine meal—they last only a brief moment or two, and they do not contribute to true and lasting happiness.

The truth of the matter is that all your wonderful life experiences are only to be enjoyed, and then to be let go of, just as a delicious meal is to be enjoyed, savored, and then to be digested, and ultimately eliminated from the body. So, the continuous quest for happiness is elusive and evasive, just like chasing the wind.

The truth of the matter is that happiness is but a state of mind, and that is why it is abstract, intangible, and unattainable. It is all in the mind’s eye—just as John Milton, the famous English poet, says in his masterpiece Paradise Lost:

“The mind is its own place, and in itself
Can make a heav'n of hell, a hell of heav'n.”

According to the Harvard Business Review, money and happiness are not positively correlated, because wealth may make people less generous and more domineering. In addition, money may not bring out the best of an individual: the more money that individual has, the more focused on self that individual may become, and so the less sensitive to the needs of people around, as well as the more likely to do all the wrong things due to the feeling of right and entitlement.

An illustration of going from riches to nothing

Barbara Woolworth Hutton, also known as “the poor little rich girl”, was one of the wealthiest women in the world during the Great Depression. She had experienced an unhappy childhood with the early loss of her mother at age five and the neglect of her father, setting her the stage for a life of difficulty in forming relationships.

Married and divorced seven times, she acquired grand foreign titles, but was maliciously treated and exploited by several of her husbands. Publicly, she was much envied for her lavish lifestyle and her exuberant wealth; privately, she was very insecure and unhappy, leading to addiction and fornication.

Barbara Hutton died of a heart attack at age 66. At her death, the formerly wealthy Hutton was on the verge of bankruptcy as a result of exploitation, as well as her own lavish and luxurious lifestyle.

Barbara Hutton was the unhappy poor little rich girl! She was widely reported in the media, and her story was even made into a Hollywood movie: “The Poor Little Rich Girl.”

An illustration of going from rags to riches

Christopher Paul Gardner is an American businessman, entrepreneur, investor, author, and philanthropist. In the early 1980s, Gardner was very poor and homeless; he was often sleeping on the floor of a public toilet. Gardner never dreamt that he would become a multi-millionaire one day. His very inspiring life story was even made into a hit Hollywood movie, starring Will Smith: “The Pursuit of Happyness.”

Gardner was brought up with the belief that he could do or be anything that he wanted to do or be. He was homeless, but he was not hopeless. He often dreamed of wealth and success, and his dreams were not mirages. Because of his right doing, he made his dreams come true.

Initially, Gardner made his living by selling medical equipment. He did not make enough money to make both ends meet, and his poverty made him homeless for a year.

Then, one day, Gardner met a stockbroker in a red Ferrari, who offered him internship because of his incredible drive and sustained enthusiasm. He had a successful investment career, and he subsequently opened his own investment firm, Gardner Rich & Co.

More than two decades later, after the death of his wife, who challenged him to find his own true happiness and fulfillment in the remainder of his life, Gardner then made a complete career change. He became a philanthropist and a remarkable motivation speaker traveling around the world, focusing not on his own wealth, but on humanity and helping others to get their happiness.

According to Gardner, life journey is always a process of lesson learning and forward moving:

“People often ask me would I trade anything from my past, and I quickly tell them NO, because my past helped to make me into the person I am today.”

“On that life journey, mental focus is essential: focusing not just on the big things in life but also on the small things as well; appreciating what you have rather than dwelling on what you lack.”
       
“What seems like nothing in the eyes of the world, when properly valued and put to use, can be among the greatest riches.” 

“Wealth can also be that attitude of gratitude with which we remind ourselves everyday to count our blessings.” 

“The balance in your life is more important than the balance in your checking account.”

According to Gardner, everything begins with self-belief and doing.

“I just wanted to make a million dollars. But I couldn’t sing and I couldn’t play ball, so I said to my mother, ‘How am I going to make a million dollars?’ And she said to me, ‘Son, if you believe you can do it, you will.’” 

“It can be done, but you have to make it happen.” 

The above illustrations show that money can make you happy or unhappy, depending on your money values, and how you apply them to your daily life and living—that is, your money wisdom.

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NORA WISE
Copyright © Nora Wise