Money Fantasies and Money Miseries

If money really matters to you, then earn more.

To earn more, capitalize on the skills you already have, enhance and improve them, and look for better and richer employment. In addition, there are likely many other skills you may possess that cannot be or have not been fully maximized or utilized wherever you are working. Then, harness those skills and capitalize on them through doing some freelance work on the side to maximize your current income.

If, on the other hand, you do not have the basic skills, and you do not want to learn and acquire them, and yet you always crave money and wealth, then your cravings are only your money fantasies.

What are money fantasies?

Only your money wisdom can separate your money fantasies from the money realities.

There was the story of a beautiful and sophisticated woman in her mid-twenties who wrote to an investment counseling company looking for a list of eligible bachelors with earnings of at least $600,000 a year. That woman had money fantasies in her mind.

According to experts, using marriage as an investment is a money fantasy, and no more than a bad investment bargain—just like investing into a shrinking currency. Imagine, the beauty of that woman will shrink over the years, while the $600,000 may grow over the long haul.

So, marrying into money, buying the lottery, and winning at the casino are all money fantasies.

What are money miseries?

Money miseries are also the realities for many, who always feel dissatisfied, frustrated, insecure, and insolvent. This mental condition suffered by many is often a result of constant exposure to media news of the rich and the famous, as well as their own perceptions of “possessions equal satisfaction.” It is your own mental interpretation of what you see verses who you really are.

You have money miseries if you have a job with a modest income but still living from paycheck to paycheck. If you are struggling with money miseries, you need your money wisdom to change your belief system, to stop comparing yourself with others around you, as well as to identify all the whys of your emotional feelings about and around your money miseries.

Why so many are broke?

According to The Wall Street Journal, many consumers (nearly 70 percent) are living from paycheck to paycheck. More than 50 percent consumers worry a lot about money, such as retirement. Once they lose their jobs or encounter any financial crisis, they become broke.

Even wealthy celebrities, such as Mike Tyson and Michael Jackson, go broke.

Mike Tyson, a boxing champion with several heavyweight titles, earning over $300 million dollars during his successful boxing career, ended up in bankruptcy in 2003.

Michael Jackson, recording artist, dancer, singer and songwriter, earning more than $500 million dollars, was heavily in debt when he died in 2009.

Of course, you might say: “If I had those millions of dollars, I wouldn’t become broke?” But if you cannot change your current spending habits, it would be a lot more difficult to change them when you have become a wealthy celebrity, such as Mike Tyson or Michael Jackson.

So, going broke is no respecter of persons, whether you are poor or rich.

The bottom line: Everyone needs to have the money wisdom to know how to earn, invest, and spend money to avoid going broke.

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NORA WISE

Copyright © Nora Wise

The Tao Is Inside You

Always look inside yourself: that is self-introspection.

Ancient wisdom makes us look inside ourselves, while contemporary wisdom often makes us look outside. Carl Jung, the famous Swiss psychiatrist, once said: "who looks outside, dreams; who looks inside, awakes." It is important to look inside in order to discover the ultimate truth of all things, which is the essence of true human wisdom.

Looking inside is self-awakening. As we look inside ourselves, we begin to ask questions that demand answers that in turn lead to asking more questions. Self-intuition makes you think; without thinking, there is no wisdom, just as Albert Einstein once said: "Thinking is hard; that's why so few people do it." Therefore, put on your thinking cap and get wisdom!

Looking inside may help us understand the wisdom of "all-one" and "not-two." This ancient Chinese wisdom came from Lao Tzu, the ancient sage from China more than two thousand years ago, who was the author of the immortal classic Tao Te Ching (The Book of the Way), which has been translated into multiple languages worldwide due to its profound wisdom in living.

What does it mean by "all-one" and "not-two"?

This is similar to what the famous poet John Donne said "no man is an island." That is, we are all inter-connected with one another somehow and somewhat. The capability to see this subtle connection further enhances the awareness to perceive the inter-relationship of all things, which holds the key to understanding the ultimate truth of all things. 

“A beggar has been sitting by the side of a road for over thirty years. One day a stranger walked by. ‘Spare some change?’ mumbled the beggar, mechanically holding out his old baseball cap. ‘I have nothing to give you,’ said the stranger. Then he asked: ‘What’s that you are sitting on?’ ‘Nothing,’ replied the beggar. ‘Just an old box. I have been sitting on it for as long as I can remember.’ ‘Ever looked inside?’ asked the stranger. ‘No,’ said the beggar. ‘What’s the point? There’s nothing in there.’ ‘Have a look inside,’ insisted the stranger. The beggar managed to prey open the lid. With astonishment, disbelief, and elation, he saw that the box was filled with gold.”

The story above is taken from the beginning of the book The Power of Now by Eckhart Tolle.

Look inside! The wisdom is inside you, but you have to look!

Yes, looking inside is the key to understanding and embracing the ancient wisdom in living. When you look within, you begin to see the reality of all things; and this is the beginning of your understanding of Tao (道), the ancient Chinese wisdom in living.

Yes, like the beggar, you have to look inside yourself to find the riches of life, or to attain your individual enlightenment, which is the ultimate true human wisdom.

“From knowing to not knowing,

This is superior.

From not knowing to knowing,

This is sickness.

It is by being sick of sickness

That one is not sick.

The sage is not sick.

Because he is sick of sickness,

Therefore he is not sick.”

(Lao Tzu, Tao Te Ching, Chapter 71)

So, look inside yourself, be sick of sickness, and you will not be sick!

Visit my site: Wisdom in Living.

Stephen Lau

Copyright© by Stephen Lau